Must be 21+. GAMBLING PROBLEM? Call 1-800-GAMBLER (CO/KY/MD/OH/PA/TN/VA/VT/WV) or (888) 789-7777 or visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD), (800)-327-5050 or gamblinghelplinema.org (MA), or visit 1800gambler.net (WV)
Must be 21+. GAMBLING PROBLEM? Call 1-800-GAMBLER (CO/KY/MD/OH/PA/TN/VA/VT/WV) or (888) 789-7777 or visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD), (800)-327-5050 or gamblinghelplinema.org (MA), or visit 1800gambler.net (WV)
Squawka / Top Online Casinos / Best Pay By Mobile Casinos UK in 2025

Best Pay By Mobile Casinos UK in 2025

Looking for top UK casinos where you can pay using your phone bill? Squawka has you covered. Often standing in the shade of the most popular payment methods like debit cards and e-wallets, pay by mobile is a remarkably quick and easy way to fund your casino play without needing a card or bank details, offering speed and security with just a few taps on your phone.

We’ve got all you need to know about using a pay by mobile casino in the UK, including how it works, payment limits, fees, and pay by mobile casino reviews. 

Best UK Casinos That Accept Pay By Mobile – Our Top Picks

Want to jump straight to the best casino that accepts pay by mobile deposits? Check the table below for our expert recommendations.

CasinoPay By Mobile Deposit TimeWelcome BonusKey Feature
Bluefox CasinoInstantUp to £1,000 + 100 free spinsHuge welcome package
Casino KingsInstant150% up to £150 + free spinsBest for live casino
Fruity KingInstantUp to £100 + 50 free spinsRegular ongoing promotions
MogoBet CasinoInstant100% up to £200 + 20 free spinsTop range of jackpot slots
Slots TempleInstantFree slots tournaments with real cash prizesHighest RTP guarantee
WinomaniaInstant100% up to £100 + 100 bonus spinsBest selection of slot games
Vegas Mobile CasinoInstantUp to £1,000 + 100 free spinsFantastic selection of table games
WinissimoInstant100% up to £200 + free spinsTop pay by phone casino and sportsbook

Want to know more about a top pay by phone casino in UK? We’ve reviewed three of the best below.

  1. Blue Fox Casino

This pay by mobile casino stands out for its massive welcome package, with new players getting up to £1,000 and 100 free spins on Book of Dead or Starburst. The site uses PayViaPhone for instant mobile deposits, and it’s also eligible for claiming bonuses at the site. Other highlights include a huge range of games and a user-friendly casino experience.

  1. Casino Kings

Players who top up via their phone bill at Casino Kings can bag a thrilling 150% up to £150 welcome bonus as well as a bundle of free spins, along with countless ongoing promos to keep things exciting. The site regularly adds new games too, with the latest additions including Big Bass Splash 1000, Piggy Heist, and Eruption Blaze Cashingo.

#AD 18+ New Players Only. Min Deposit £20 required. Wager from real balance first. 10x wager on any winnings from the free spins within 7 days. Contribution varies per game. Available on selected games only. Wager calculated on bonus bets only. Bonus offer and any winnings from the free spins are valid for 7 days from receipt. Max conversion from free spins: £30. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply

  1. Fruity King

Fruity King is another top pay by mobile casino in the UK using PayViaPhone. Its transaction limits are £10 to £30, and you should watch out for the 15% transaction fee — but this site has plenty to make it worthwhile. Its live casino library particularly stands out, including titles from Evolution, the undisputed leader of immersive casino gaming.

#AD 18+ New Players Only. Wager from real balance first. 10X wager the bonus money within 30 days and 10x wager any winnings from the free spins within 7 days. Contribution varies per game. Available on selected games only. Wager calculated on bonus bets only. Bonus offer and any winnings from the offer are valid for 30 days / Free spins and any winnings from the free spins are valid for 7 days from receipt. Max conversion: 1 time the bonus amount or from free spins: £20. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms Apply.

How Does Pay by Phone Work? Boku, Payforit & More Explained

Pay by phone is a super quick and convenient payment method that lets UK players charge casino deposits directly to your mobile phone bill, or deduct them from your pay-as-you-go (PAYG) credit. It’s perfect for players at mobile-friendly casinos who’d rather avoid sharing bank details online, and don’t want the hassle of signing up for an e-wallet.

There are several services that let you pay by mobile phone in a casino online, and they all work in a similar way — but there are some differences. Here’s an overview:

Boku

Boku is the most widely used pay by mobile billing integration at UK casinos, and it works as an intermediary — meaning it processes the payment on behalf of your mobile operator and the casino without directly accessing your bank account. 

It has a daily deposit limit of £30, and verification is provided by SMS authorisation, so it’s highly secure. Most major UK networks are supported, although there may be low deposit fees at some casino pay by mobile platforms. 

Payforit

Unlike Boku, Payforit is a direct carrier billing system developed by the UK’s major networks. It enables instant payments for online casinos without requiring a separate account, and everything is handled directly between the user and their mobile provider.

Like Boku, daily spend caps are around £30, although it’s possible to set lower limits directly with your carrier. Payforit pay by mobile supported networks include Vodafone, O2, EE, and Three, but the service is compatible with most major providers. 

Other Services: Siru Mobile, Zimpler, and PayViaPhone

Siru Mobile, Zimpler, and PayViaPhone are alternative mobile billing options you might find at an online casino with pay by mobile. They work similarly to Boku, acting as middlemen between your phone provider and the casino to facilitate your deposit. These services are popular at international casinos, so might have slightly different limits or deposit processes.

How to Deposit with Pay By Mobile at an Online Casino

Making a deposit at a pay by mobile casino couldn’t be easier, and it’s perfect for players who prefer contactless payments for casinos. Not sure where to begin? Follow this easy step-by-step guide:

  1. Log in or sign up
    Register for an account at a site that supports mobile deposit options, or log in to your existing account. If you’re not a member yet, you can choose a site from our hand-picked list on this page.
  2. Head to the cashier or deposit page
    Select the casino’s pay by mobile service, often Boku or Payforit, and enter your phone number when prompted.
  3. Enter your deposit amount
    Pay by mobile deposits are usually a £5 or £10 minimum, and keep in mind they’re capped at £30 a day.
  4. Confirm the transaction
    Hit the deposit button and you’ll be sent an SMS authorisation message. Simply enter the code to confirm the payment.

That’s all there is to it! Your deposit is instantly processed and added to your casino balance, and the amount is either deducted from your pay-as-you-go credit or added to your next phone bill.

How to Withdraw from a Pay By Mobile Casino

Despite its convenience for deposits, pay by mobile does have a key limitation — withdrawals via mobile payment are not supported. Since it’s not linked to your bank account, pay by mobile is a deposit-only method and you’ll need to choose an alternative payout option.

Fortunately, the process of linking another payment method to receive your withdrawal is quick and easy. Here are the steps: 

  1. Head to the cashier
    While logged in, visit the cashier page and choose the withdrawal option. 
  2. Choose an alternative method
    You’ll have to select a method such as PayPal or debit card to receive your funds. You can see more about the various options in the table below.
  3. Verify your identity
    You may need to complete some KYC requirements like uploading photo ID or a recent utility bill before you can cash out.
  4. Enter your amount and confirm the request
    Lastly, enter the amount you want to withdraw and confirm the request. You’ll receive your money within a few days at most, but many payment methods support instant withdrawals.
Withdrawal MethodAvg. Payout TimeMin/Max LimitsPotential Fees
PayPal0–24 Hours£10 – £5,000None
Debit Card1–3 Business Days£10 – £10,000None
Skrill/Neteller0–24 Hours£10 – £5,000Potential service fees
Bank Transfer2–5 Business Days£25 – £25,000Possible bank fees

Are There Any Pay By Mobile Fees on Online Casino Sites?

While pay by mobile is a fast and convenient deposit method, it’s one of the few that’s not always free. The payment services themselves may sometimes charge a transaction fee to users, but where they don’t, pay by mobile casinos may pass on high processing costs for phone bill transactions. 

These low deposit fees are usually around 10% to 15% of your deposit amount. Depending on the site, the charge could come from the casino or the payment processor, so it’s always smart to check the full terms and conditions before topping up your account. If the platform does charge, you might want to opt for a method with no deposit fees instead, like an e-wallet or debit card.

Bonuses and Promotions at Pay By Mobile Casinos in the UK

Pay by mobile casinos don’t just offer convenient and fast deposits. A major perk of playing at these sites are their bonus opportunities — and whether you’re a new player or a returning one, you’ll sometimes find exclusive bonuses for mobile users.

Highlights for pay by mobile promotions include:

  • Welcome bonuses for mobile deposits – Usually a deposit match of 100%, these bonuses give you extra credit to use on casino games. 
  • Free spins – With these bonuses, you can spin the reels of your favourite slots without spending real money.
  • Casino cashback – Here, you get a percentage of total losses or deposits back daily or weekly.
  • Mobile payment loyalty rewards – If you regularly deposit via phone, you might be able to join the casino’s loyalty scheme to unlock additional perks.

One thing to keep in mind? Pay by mobile services like Boku and Payforit are sometimes excluded from claiming casino bonuses, so be sure to check the terms and conditions beforehand — we’ve got more on those below. 

Bonus Terms & Conditions for Pay By Mobile Users

Before you claim any bonus, make sure you read the fine print — especially if you’re using a mobile billing method, as these are often excluded from qualifying deposits. In that instance, you can always make your deposit with a debit card and then swap to pay by mobile later.

Here’s a quick rundown of other important terms to be aware of:

  • Wagering conditions for mobile payments – Wagering requirements stipulate how many times you need to play through your bonus before it can be withdrawn, along with any resulting winnings.
  • Game restrictions – Your bonus might be locked to a few games, especially if it’s a bundle of free spins.
  • Time limits – You’ll have to use your bonus before it expires, otherwise you’ll lose it.
  • Winnings caps – There’s usually a maximum amount you can withdraw from a bonus.

Top New Pay By Mobile Casino Sites

Want to know what the freshest names in the UK pay by mobile casino scene have to offer? Here are three up-and-comers worth your deposit and your time.

MogoBet Casino

Attached to a powerful sportsbook platform, MogoBet’s online casino also pulls no punches. It’s a fantastic pick for fans of jackpot slots, including slot games like Fruit Bonanza, Shaman’s Dream Jackpot, and Gift Shop. 

It uses Boku for its casino deposits via phone bill, so it’s limited to £30 per day, but there are no deposit fees to use the service at MogoBet. 

Slots Temple

Although Slots Temple doesn’t offer a traditional sign-up bonus, it has a serious ace up its sleeve. With its RTP guarantee, it promises to always offer the highest possible RTP on its real money slots, so you know you’re getting the best value. For mobile payments, Slots Temple uses Boku, which is capped at £30 per day.

Winomania

Not only does Winomania have an incredible selection of slots totalling more than 1,500 — from top developers like Play’n Go, Pragmatic Play, and NetEnt — but it also offers generous weekly cashback with up to 20% on net losses. 

On top, new players can get 100% up to £100 on their first deposit plus 100 bonus spins on the timeless Big Bass Splash.

#AD 18+ 1st deposit only | £10 min deposit | Bonus code: WINO100 | £50 max bonus | £0.10 spin value | £5 total spin value | x10 wagering | £1 max contribution to wagering | max cashout from bonus winnings: 3x bonus amount | Max cashout from bonus spin winnings: £50 | 2-day offer expiry | Offer is valid for selected games only. T&Cs Apply

Tips for Using Pay By Mobile Casino Sites

Using pay by mobile makes deposits quick and easy, but there are a few other things to keep in mind for the best experience. Here are our expert tips to help you get the most out of pay by mobile casino sites.

  1. Choose the Right Games

Pay by mobile isn’t for high rollers, with low deposit limits of £30. Avoid high volatility slots that can quickly drain your balance, and instead look for low stakes table games or slots with low to medium volatility, as you’ll likely get more playtime from your bankroll.

  1. Play Responsibly

It’s easy to lose track of spending when charges go through your phone bill, so make use of mobile casino payment tracking if it’s offered by the gambling site. Also, the daily £30 cap is a maximum for the payment method — you should set your own deposit limit in your casino account based on what you can afford and are happy to lose.

  1. Find a Pay by Mobile Bonus

The very best pay by mobile casinos offer mobile payment loyalty rewards and exclusive bonuses for mobile users. These can be hard to come by — pay by mobile is sometimes excluded from welcome packages — but it’s worth finding a deal if you want to get maximum value from your deposit.

Advantages and Disadvantages of Using Pay By Mobile

Although pay by mobile for casino deposits offers several benefits, it’s also worth knowing its limitations. Like any payment method, it has different strengths — below you’ll find the key advantages and disadvantages of using pay by mobile at top UK casinos.

Advantages✘ Disadvantages
✔ Instant deposits for fast gameplay✘ Withdrawals via mobile payment not supported
✔ No card needed for pay by mobile✘ Sometimes excluded from welcome bonuses
✔ Secure transactions with SMS authorisation✘ May include low deposit fees up to 15%
✔ Built-in low deposit limits can help with budgeting✘ No high roller pay by mobile casinos available
✔ Mobile-friendly casinos for on-the-go play✘ Limited pay by mobile promotions available
✔ Seamless payment integration✘ VIP perks for mobile users are rare
✔ No need to share bank details, providing extra privacy✘ No high deposit limits for pay by mobile

Alternative Payment Methods Compared with Pay By Mobile

Pay by mobile has clear advantages, but is it right for you? It’s worth comparing to other popular payment options at online casinos, since — while it’s fast and convenient — it does have limitations, particularly when it comes to withdrawals and potential fees.

The lack of pay by mobile withdrawal limits users to different methods for cashing out, so it’s worth having a back-up option up your sleeve. We’d recommend PayPal or another e-wallet, as they offer the perfect mix of speed and privacy, but you can compare more options in the table below.

Payment MethodDeposit SpeedWithdrawal SpeedFeesSuitability for Casinos
Pay By MobileInstantNot availableUp to 15%High, but deposit only
PayPalInstantInstant – 24 hoursNoneHighest
Debit CardInstantUp to 5 daysNoneHigh
PaysafecardInstantNot availableNoneGood
Skrill/NetellerInstantInstant – 48 hoursUp to 4% when withdrawing e-wallet balance to bank accountHigh
TrustlyInstantInstant – 48 hoursNoneHighest

Are Pay By Mobile Online Casinos Safe?

Here’s the bottom line: pay by mobile casinos are safe to play at — as long as they’re licensed. This means they meet UKGC regulation around fair play, data protection, security, and responsible gambling. All secure pay by mobile casinos listed on this page are UKGC licensed, and it’s a legal requirement to operate in the United Kingdom.

Secondly, one of the biggest advantages of secure pay by mobile casinos is there are no bank details shared during the transaction if you deposit with phone bill or PAYG credit. This eliminates the risk of your sensitive financial information being exposed online. 

Payments usually require SMS authorisation, which acts as two-factor authentication (2FA) to make sure it’s you making the deposit. Plus, transactions are processed through your mobile network payments provider, which will have its own measures to ensure secure mobile transactions.

Responsible Gambling Features at Pay By Mobile Casinos

When your money’s on the line, responsible gambling is a top priority at any online platform — and pay by mobile casinos are no exception. These sites provide essential responsible gambling tools like deposit limits, reality checks, time-outs, and self-exclusion to help you stay in control.

One unique benefit of paying by mobile is there are strict daily and monthly limits set by financial regulators — usually around £30 a day and £240 per month. These low deposit limits act like a built-in budget control. However, charging deposits to your phone bill is a bit like gambling on credit, so it’s still vital to exercise caution.

For additional support with gambling, especially if you feel it’s impacting you negatively, visit GambleAware or GamCare, or contact the National Gambling Helpline on 0808 8020 133 — it’s free, confidential, and available 24/7. 

FAQs

How does the pay by mobile system work at online casinos?

A pay by mobile casino allows you to fund your casino account by charging deposits directly to your mobile phone bill or deducting the amount from your PAYG balance. It’s a seamless payment integration that’s ideal for players who want to avoid entering bank or card details.

Why is pay by mobile becoming a popular option for online gambling?

Pay by mobile is popular because it’s both quick and convenient. With fast mobile payments and instant deposits, there’s no waiting around for payments to clear, and no need to log into an extra account or input lengthy card details.

How secure are transactions made through mobile billing?

Secure transactions are a core benefit of pay by mobile casinos, as there’s no card needed for pay by mobile so you won’t have to share bank details online. All transactions go through your mobile network payments provider, so they’re protected by bank-level encryption and SMS authorisation for instant payment verification via mobile. 

Do pay by mobile casinos use encryption for payments?

Yes, all trusted pay by mobile casinos will use SSL encryption, which is a UKGC requirement for operators to receive a gambling licence. Services like Boku and Payforit also use encryption to secure mobile transactions.

How does two-factor authentication work with pay by mobile payments?

When players make a mobile casino payment, they must confirm each transaction via SMS authorization, usually by entering a code they receive via text. This helps prevent fraudulent use.

Do pay by mobile casinos charge fees for deposits?

It depends. Although the best sites charge no deposit fees, usually the casino or the pay by mobile provider will add a transaction fee to the payment. It varies by casino, so check the terms and conditions first — in most cases, these low deposit fees are around 10–15%. 

Are pay by mobile deposits instant at online casinos?

Yes, most pay by mobile casino sites offer instant deposits for both pay by phone bill services and alternative methods like debit cards and e-wallets.

Can I withdraw funds using pay by mobile?

Unfortunately, no. Pay by mobile is a deposit-only method, as it’s not connected to a bank account. That means there are no fast payouts via mobile billing either, so you’ll need to use alternative fast mobile withdrawal options like PayPal or debit cards.

Can I use pay by mobile for both desktop and mobile casinos?

Absolutely! As long as the site supports mobile compatibility for casino payments, you can use this method across mobile-friendly casinos and desktop platforms alike. 

Are pay by mobile payments faster than traditional banking methods?

They certainly can be! While debit card and e-wallet payments are usually instant these days, you’ll have to spend time entering lengthy details or logging into your e-wallet account, while fast deposits with mobile billing are nearly instantaneous.