The best 4.5 and 5 star teams to use in FIFA 20

By Harry Edwards

Published: 13:02, 26 September 2019

It’s that time of year again, after months of anticipation, EA Sports have finally released FIFA 20.

The game comes with boosts to Ultimate Team and a new Volta mode, but for some, classic 11 vs 11 remains the favourite. Whether that’s in Kick Off against friends, online in Seasons or starting a Career Mode, there’s no better way to experience the realness of FIFA 20.

But, choosing the right team to suit your particular style can be a laborious task, so we at Squawka have tried to make it a bit simpler for you.

We’ve got you covered. Here is our top ten most exciting 4.5 and 5-star teams to play with on FIFA 20.

4.5 star teams


Despite boasting an interesting side, Napoli remain 4.5 rated on FIFA 20. No longer known for a wing-based 4-3-3 formation a la Maurizio Sarri, their default setting sees a more Carlo Ancelotti-esque 4-4-2.

FIFA 20 Napoli team

Lorenzo Insigne is the star forward with the ability to break down defences, boasting 94 acceleration, 90 dribbling and 94 agility – on top of 86 crossing and 87 short passing. A player like that needs a partner and in Arkadiusz Milik, you’d have just that. The Polish striker comes in with 88 finishing, ready to complete fast-breaks made through Insigne.

But it’s not just in attack where Napoli can cause your opponents danger. Allan has received a boost in midfield with a rating of 85, and is more than capable of patrolling the middle of the pitch with 88 standing tackle and 94 stamina. Further back, Napoli boast an enviable centre-back pairing of Kalidou Koulibaly and Kostas Manolas. Koulibaly is the definition of rock solid in defence, with 95 strength and 90 standing tackle contributing to his 89 rating, while Manolas has 87 standing tackle and 89 sliding tackle.

A nice well-rounded team.

Inter Milan

If being defensively solid is more your style, then look no further than Inter Milan. There may not be a better back three in FIFA 20 than the one the Nerazzurri currently boast.

FIFA 20 Inter Milan team

In Milan Skriniar, Stefan de Vrij and Diego Godin, Inter provide three very capable centre-backs with respective strengths in different parts of the game. Skriniar is the man for keeping opposition strikers quiet, with 92 marking and 86 interceptions as well as an impressive 85 strength. De Vrij is strong in the tackle, with 87 standing and 84 sliding, ensuring any player who does get the better of Skriniar will still have a long way to go before scoring. Then there’s Godin, still 88-rated with 90 marking, 90 jumping and 89 strength – hardly any players will be bullying him on the pitch.

And if that wasn’t enough, behind them is 88-rated Samir Handanovic – one of the top 10 goalkeepers in FIFA 20.

Inter do also have some promise in attack, most notably Romelu Lukaku who still boasts 95 strength, 87 shot power and 84 finishing despite dropping overall. The Belgian also has 84 sprint speed, meaning once you get him going, he can give anyone a decent foot race.

RB Leipzig

With Julian Nagelsmann’s arrival in Saxony, RB Leipzig are certainly an interesting side – if they weren’t already.

FIFA 20 RB Leipzig team

The young boss sets out his side with a 5-3-2 formation which carries over into FIFA 20, and makes for a decent counter-attacking side.

For Leizpig, it’s all about pace, particularly for star forward Timo Werner. The 83-rated striker has 93 acceleration and 92 sprint speed, meaning he will hurt defences when running in behind, and he also has the capability to score with 86 finishing. It might not be the prettiest style of football, but it will be effective. Werner is joined by more than capable players across the rest of the pitch including Yussuf Poulsen, Emil Forsberg and Marcel Halstenburg to complete a side capable of causing problems in the right hands.

Real Betis

Another decent team that has the potential to be great in the right hands is La Liga side Real Betis.

FIFA 20 Real Betis team

Although the side have no real big-rating stars, the squad is full of solid players, including summer signing Nabil Fekir. At 84-rated, the French midfielder is Betis’ joint-highest player alongside Sergio Canales and boasts 90 dribbling to cause serious problems down the wing in the 4-1-4-1 default formation. But should you wish to change and play him more central, Fekir’s 82 long shots and finishing will provide excellent back up to Borja Iglesias.

Betis also have the likes of Joaquin, William Carvalho, Andres Guardado and Marc Bartra among their starters, while Aissa Mendi, Christian Tello and Loren are interesting options on the bench.

Netherlands Women

The fact that the Netherlands Women’s national side are not a five-star team is bewildering.

FIFA 20 Netherlands Women's team

Finishing runners-up at the recent Women’s World Cup, losing only to a spectacular USA side, the Oranje have a frightening side filled with stars.

Starting from the top, there may not be a better attacking trio among the women’s teams included in FIFA 20. On the wings, 90-rated Lieke Martens is an absolute dynamite with five-star skills moves, 92 dribbling and 90 crossing, making her one of the best players in the world. She is joined by Shanice van de Sanden who can rip through defences with 94 acceleration and 95 sprint speed.

This would all be worthless, however, if the Netherlands did not have the absolute finisher of Vivianne Miedema at centre-forward. The nation’s all-time top scorer has been boosted to an overall rating of 90, with 92 finishing, 90 long shots, 89 shot power and 88 volleys. Wow.

But it doesn’t stop there, with the likes of pass masters Danielle van de Donk and Jackie Groenen making up the midfield, while The Best FIFA Women’s Goalkeeper winner Sari van Veenendaal props up the back.

5 star teams

Borussia Dortmund

For the first time since FIFA 16, Borussia Dortmund are rated five stars, and it is well deserved, with Lucien Favre boasting an exciting squad.

FIFA 20 Borussia Dortmund team

The main man for many will be Jadon Sancho, who has received a significant boost to a rating of 84 after a stellar season. The increase sees Sancho running with 87 spring speed and 89 acceleration, combining with 92 dribbling, 88 ball control and – if that wasn’t enough – five-star skill moves.

Marco Reus should not be ignored either, however, with the Germany international back to his best on FIFA. Playing more down the middle of the pitch, Reus comes in handy with his 87 finishing and 87 long shots while also providing an option from set pieces with 90 penalties and 86 free kicks. The duo are also joined by Paco Alcacer and Thorgan Hazard in attack with Julian Brandt and Mario Gotze providing options from the bench.

Then, further back, the return of Mats Hummels is a massive boost with 87 heading and 89 standing tackles the key stats for the centre-back. The likes of Axel Witsel and Manuel Akanji also make for a pretty well-rounded team.

Piemonte Calcio

Not much has changed with Juventus in-game this year, apart from the fact they’re no longer called Juventus.

FIFA 20 Juventus Piemonte Calcio team

Due to naming rights, the Serie A champions will be known as Piemonte Calcio, and that’s exactly why they’ll be all the more interesting to play with. The FIFA series is usually known for its realism, leaving the fake names to PES, but who won’t want to see Piemonte Calcio win the Champions League with their strange badge and generic kit.

The players on offer help too, though, with Piemonte Calcio still able to call on the likes of Cristiano Ronaldo, Paulo Dybala and Mario Mandzukic in a terrifying front three. Then there’s the interesting prospect of a back three consisting of Giorgio Chiellini, Leonardo Bonucci and Matthijs de Ligt.


Barcelona appear to be having some problems in real life, but that doesn’t make their FIFA 20 side any worse.

FIFA 20 Barcelona team

While the Blaugrana have always been an exciting prospect in the FIFA series, this season the front three of Lionel Messi, Luis Suarez and Antoine Griezmann is something every user needs to experience. Messi is back at the top of FIFA and his 97 dribbling and 95 finishing are a dream to use, while Suarez and Griezmann provide exceptional support in attack.

The arrival of Frenkie de Jong is also an exciting prospect to help build up from midfield, with the Dutchman boasting 90 short passing. And at the back, Marc-Andre ter Stegen remains one of the top goalkeepers in the game with an overall rating of 90. Only Jan Oblak (91) is rated higher.


European champions Liverpool have been handed boosts across the pitch after claiming the Champions League for a sixth time last season.

FIFA 20 Liverpool team

Starting from the back this time, Alisson is the joint-best goalkeeper in the Premier League with an overall rating of 89, while Virgil van Dijk is the division’s best defender. With a rating of 90 overall, Van Dijk boasts 92 standing tackle, 91 marking, 92 strength and 90 jumping among many other impressive stats which make him a pain to score against.

Liverpool’s full-backs also continue to be a deadly combination, with Trent Alexander-Arnold’s crossing of 88 only slightly bettered by Andrew Robertson’s 89. Fabinho also provides good defensive cover in midfield with solid tackling stats and 88 interceptions.

Then we come to the front three, who cause as much devastation on FIFA 20 as they do in real life. Mohamed Salah’s 90 finishing is an eye-catching stat to add to his 89 dribbling, while Sadio Mane has an abundance of pace with 95 acceleration and 93 sprint speed. As in real life, Roberto Firmino is a solid all-round player.

United States Women

The best international team in women’s football and the best women’s team in FIFA 20, the United States will be an unfair prospect for your opponents.

FIFA 20 United States Women's team

We might as well start with The Best Women’s Player Megan Rapinoe, who was rewarded with a ratings boost from FIFA 19, taking her to 93 overall. As part of this, the American legend boasts 94 dribbling, 92 ball control, 92 vision, 94 crossing, 93 short passing, 92 long passing and 91 finishing. She’s joined in attack by Alex Morgan with her 89 finishing and Tobin Heath, who boasts five-star skill moves, five-star weak foot, 95 dribbling, 94 ball control and 93 crossing.

As we move further back, the likes of Lindsey Horan and Carli Lloyd have creativity in spaces with high pass stats, while the latter also provides a set-piece option with 92 free-kick accuracy. United States’ defensive players are also stars, with midfielder Julie Ertz strong and powerful in the air, boasting 91 heading, while centre-back Becky Sauerbrunn is rated 88 and 89 in standing and sliding tackles respectively. Alyssa Naeher, the 86-rated goalkeeper, is not one to be ignored either.

There might not be a more perfectly balanced team in the game.