The best 4.5 and 5 star teams to use in FIFA 21

By Harry Edwards

Published: 17:45, 20 July 2021

It won’t be too long before FIFA 22 is upon us, with EA Sports recently releasing a teaser trailer. But that doesn’t mean FIFA 21 is done.

For many Ultimate Team is the main selling point of FIFAs now, offering players the chance to build their, well, ultimate team. But, for some, classic 11 vs 11 remains the favourite. Whether that’s in Kick Off against your mates, online in Seasons or starting a Career Mode, there is no better way to experience the realness of FIFA 21.

But, choosing the right team to suit your particular style of play can be a tough task, so we here at Squawka have tried to make things a bit simpler for you.

Read on for our top 10 most exciting 4.5 and 5-star teams to play with on FIFA 20, with particular focus on the one-off games (more on Career Mode here).

In-game ratings correct as of last downloadable squad update. Published 17:45, 20/07/21.

4.5 star teams

Tottenham Hotspur

Things weren’t great for Tottenham in 2020/21, but they’re still a good team on FIFA 21.

FIFA 21 4.5 star teams: Tottenham Hotspur

Straightaway the eye is drawn to their attack and the talent they have on their hands. Naturally Harry Kane is the standout name leading the line, with his overall rating of 89, including a dangerous 91 shooting but he’s not alone. Although his rating has dropped to 82, Gareth Bale is still an excellent player to use on FIFA 21 if you bring him in, with high ratings in all the necessary attributes and four-star skill moves. But you cannot sleep on Son Heung-min. His high work rate and attributes are beautifully accompanied by four-star skill moves and five-star weak foot.

There are some things to get excited about in the midfield and defence too. Although the ratings don’t match up to those in attack, the likes of Tanguy Ndombele and Pierre-Emile Hojbjerg will provide a good mixture of defence and offence. And the full-back pairing of Sergio Reguilon and Matt Doherty are an interesting prospect. There are weaknesses, such as the pace at the back, but in free-flowing gameplay the attack will more than make up for it.


This Chelsea team feels like it’s on the cusp of becoming five stars, with so many excellent players from their busy transfer window last summer and the title of European Champions.

FIFA 21 4.5 star teams: Chelsea

With the full choice of the Chelsea squad, there is so much to be excited about, including an unheralded star in Hakim Ziyech. The 85-rated midfielder can play both RW and CAM, with very high passing (87) and good dribbling (83) which is aided by his five-star skill moves, the only Blues player to have it. His weak foot is disappointing, but you won’t really need it with Christian Pulisic an option on the other wing. Despite only being 81-rated, the American winger is so good to use, and has four-star weak foot and four-star skill moves.

But if you want to play through the middle, that’s not a problem too. Kai Havertz, despite being just 21, is 83-rated and joins Pulisic having four-star skill moves and four-star weak foot. He’s naturally a keen dribbler with good pace, but his shooting is also pretty decent at 78. Then there’s Timo Werner. The speed demon of the Chelsea side, with 91 pace, coupled with 83 shooting to be a real problem on the counter. N’Golo Kante in midfield is also great and there are a few other good positions to make up for the perhaps underwhelming central defence and goalkeeping.

Borussia Dortmund

Borussia Dortmund started FIFA 20 as a five-star rated team but their slight drop doesn’t make them any less fun to play with.

FIFA 21 4.5 star teams: Borussia Dortmund

The main man for many will be Jadon Sancho (while he’s still there), who will be a danger with five-star skill moves and 91 dribbling, even with his slightly disappointing pace of 83. But that pace drop is helped by the speed Erling Haaland brings (87 pace) with his 85 rating, and 90 shooting.

A change in formation may also help you fit in the likes of Gio Reyna and Julian Brandt, who currently miss out on the team behind Marco Reus and Mahmoud Dahoud. Dortmund’s defence is pretty cool when used in a back three. The higher-rated Mats Hummels is slightly let down by his pace, but that can be nullified when used alongside Manuel Akanji and Emre Can who are both pretty quick – or at least quick enough.


There are a lot of exciting teams in Serie A in FIFA 21, and a few of them are 4.5 stars. But we’re particularly keen on using Lazio.

FIFA 21 4.5 star teams: Lazio

Using a less orthodox formation as default, the 3-5-2 is actually pretty perfect in canceling out Lazio’s weakest positions on FIFA 21. The central midfield is packed with quality in the form of Luis Alberto, Lucas Leiva and Sergej Milinkovic-Savic. In Luis Alberto you have the 86 passing and 85 dribbling with four-star skill moves while Lucas brings the 82 defending. And Milinkovic-Savic? Well he is the best of both, with good passing and defending, four-star skill moves and four-star weak foot.

Then there’s the striker. 87-rated Ciro Immobile with his 84 pace and 88 shooting, four-star weak foot and impressive 83 dribbling, capable of working himself out of tight spaces. As we said, there are the weak points, with the defence currently nothing to really scream and shout about, but Luiz Felipe is certainly an interesting option currently hidden in the reserves, with pace and good defending despite his overall rating of 77.

Netherlands Women

We’ve said this before and we’ll say it again. The fact that the Netherlands Women’s national team are not five stars is bewildering.

FIFA 21 4.5 star teams: Netherlands Women

A team that will largely be used in Kick Off mode or the women’s international tournament, the Oranje Leeuwinnen have a frightening side filled with stars. Women’s Super League fans will be very familiar with Vivianne Miedema, who is one of the best strikers in the world both in real life and on FIFA 21. She’s 92 rated, with 93 shooting and 88 dribbling, not to mention four-star skill moves and four-star weak foot. Lieke Martens and Shanice van de Sanden bring the danger from the wings with five-star skill moves and 95 pace respectively.

The midfield is enviable too, with Danielle van de Donk, Jackie Groenen and Sherida Spitse forming a solid triangle, all of whom have good passing stats and pretty decent defending. The defence is where this Netherlands side is let down, and most likely prevented from being five-stars, but Sari van Veenendaal in goal is a pretty good wall for when the back four are beaten.

5 star teams

Manchester City

In reality, there aren’t actually too many five-star teams to choose from in FIFA 21, as some clubs have undergone changes over the past few years. But Manchester City are one of those you have to use.

FIFA 21 5 star teams: Manchester City

It’s quite embarrassing the strength Man City have in depth, and that’s testament to the recruitment they have done over the past 10 years or so. Where do you want to start with this team? In attack, they have the likes of 88-rated Raheem Sterling with 92 pace and 89 dribbling, aided by a decent shooting of 80, or perhaps Riyad Mahrez, a slightly more modest 85 rating but with five-star skill moves. What about Kevin De Bruyne, the Premier League’s best player with 93 passing, 88 dribbling and 86 shooting.

And that’s before you even get to the strikers. Despite his lower rating of 83, Gabriel Jesus is a gem to use when it comes to gameplay, with his 81 shooting certainly feeling like more on occasion. And let’s not forget about Sergio Aguero, 88-rated, with 90 shooting, four-star skill moves and four-star weak foot (while he’s still there). The rest of the midfield is amazing too, with Bernardo Silva and Rodri also highly-rated. The defence is the least appealing of the positions, but even then there is so much quality it’s ridiculous.

Paris Saint-Germain

But if you really want ridiculous quality, head to Paris Saint-Germain.

FIFA 21 5 star teams: Paris Saint-Germain

Boosted by yet another good season, and being the cover star, Kylian Mbappe is the boy to use with his overall of 90. That 90 consists of 96 pace, the joint-fastest player in the game, 87 shooting, 91 dribbling, four-star weak foot and five-star skill moves. Woah. He’s joined in the attack by 91-rated Neymar who has five-star ratings in both skill moves and weak foot, not to mention 94 dribbling and 85 shooting. And don’t forget Angel Di Maria, who also has five-star skill moves. So that’s three out of their four forwards with five-star skill moves.

The French side also boast Marco Verratti and Idrissa Gana Gueye in midfield, ahead of a solid centre-back pairing of Presnel Kimpembe and Marquinhos. The full-backs are pretty weak, but who needs to defend when you’re going to score 20 every game.

Bayern Munich

Another team stacked to the brim with attacking talent is German champions Bayern Munich, and they are excellent yet again on FIFA.

FIFA 21 5 star teams: Bayern Munich

Obviously the star man is Robert Lewandowski, rewarded for his fine season by being boosted to 92 rating overall, officially listed as the third-best player in FIFA 21. His shooting is 92 and he also boasts four-star skill moves and four-star weak foot with 82 physical that will make him pretty tough to stop. Lewandowski can flanked by Serge Gnabry and Kingsley Coman on either wing, with the latter boasting 93 pace and 88 dribbling, and the former having 85 shooting.

Moving away from the attack, the midfield pairing of Leon Goretzka and Joshua Kimmich are a perfect shield for the defence, which means you can often attack at will. And let’s talk about the defence. Ratings-wise it doesn’t look great but each player still has their individual positives. Whether it’s Alphonso Davies and his 96 pace or David Alaba’s 83 defending, Bayern are pretty set, particularly with Manuel Neuer between the sticks.


Want a good combination of the two above? Why not go for France.

FIFA 21 5 star teams: France

They’ve got Mbappe and Kimpembe of PSG and Benjamin Pavard and Lucas Hernandez of Bayern among others, but we’ve already spoken about them. So let’s talk about Antoine Griezmann and his 83 shooting and 87 dribbling. Or what about Anthony Martial’s 87 pace and 81 shooting, capable of playing in attack or on the wing.

There’s also the midfield mastery of Paul Pogba who, despite his drop to 86 in overall, still has the excellent attributes that make him such a danger from deep. And his slightly low defending of 65 is perfectly balanced alongside Kante’s 86. Didier Deschamps often opts to go for Olivier Giroud but if the 79-rated striker isn’t your choice, they have Wissam Ben Yedder among the reserves. And they’re also strong in the centre of their defence, with the pairing of Clement Lenglet and Raphael Varane.

Real Madrid

And finally, arguably the most perfectly balanced team in FIFA 21: Real Madrid.

FIFA 21 5 star teams: Real Madrid

You’ll find no 90s among this squad, but there are a heck of a lot of players with an overall of at least 86. In fact, their best starting XI has just two players lower than 86. We’ll start at the top, Karim Benzema is finally getting the credit he deserves with an increased rating of 89, consisting of 85 shooting and 87 dribbling. He’s played initially as a false nine but is more than capable of filling the striker role.

Alongside him is Eden Hazard who is still a wonderful player despite dropping two in overall to 88 after a disappointing season. Then there’s possibly the best midfield trio of FIFA 21 (outside Ultimate Team) of Toni Kroos, Luka Modric and Casemiro. In Kroos and Modric you have the passers while Casemiro is the defensive shield, who you’ll want to pretty much stick to his position with 65 pace. And finally the back five, with 89-rated Sergio Ramos, 86 Varane, 86 Dani Carvajal and Thibaut Courtois and his 89 rating. Perfect. And it won’t last with Varane and Ramos on their way out, so get your fill now.