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Charlotte FC vs Chicago Fire: Predictions, Picks, Odds & Lineups

Charlotte FC vs Chicago Fire predicted formations

Charlotte FC host Chicago Fire at Bank of America Stadium on Saturday, September 26 (7:30 PM ET / 6:30 PM CT / 4:30 PM PT).

Charlotte FC will lean heavily on Pep Biel Mas Jaume, the attacking midfielder who leads the squad with 12 goals from 56 shots this season, alongside Liel Abada, who has found the net 5 times in 1,077 minutes. Chicago Fire counter with Robert Lewandowski, who has scored 6 goals in just 815 minutes, and Philip Zinckernagel, whose 52 chances created make him the Fire’s main source of service.

Charlotte FC sit fourth in the East and go into this one in decent form, shown by a W D W D W sequence in their last five matches, while Chicago Fire arrive fifth and are without a win in five games, reflected in a D D D L L run that includes back-to-back losses. Expect a tight, low-event contest in which Charlotte’s superior +10 goal difference against Chicago’s +7 proves decisive, without either side turning it into an avalanche of chances.

US viewers can watch Charlotte FC vs Chicago Fire on Apple TV’s MLS Season Pass.

Squawka Signal
Where are you?
Match outcome · who wins
Charlotte FCCharlotte FC49%mkt 42%Our pick
DrawDraw22%mkt 25%
Chicago FireChicago Fire29%mkt 33%

Charlotte FC vs Chicago Fire: Best Bets & Predictions

The market prices Charlotte FC at 42%. Signal says 49%.

+7points of value · the result

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The tips · best bets
MarketMkt %Signal %Read
Correct ScoreCharlotte FC 2-1 Chicago FirePep Biel Mas Jaume leads Charlotte FC with 12 goals this season and gives the hosts the extra edge in a tight game. Chicago Fire have not won in their last five matches, a run reflected in their D D D L L form.
9%
Model read
Both Teams to ScoreBoth teams to scoreCharlotte's +10 goal difference and Chicago's +7 show both teams score and concede regularly, backing goals at both ends.
69%
66%
Priced in
Over / Under 2.5Over 2.5
65%
66%
In line
Anytime ScorerPep Biel Mas Jaume – Anytime GoalscorerBiel has taken 56 shots and created 46 chances this season, and his 12 goals make him the most likely Charlotte FC player to find the net.
54%
Model read
Signal edge callsRecord building · settles at full-time

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Season Form & Standings

Charlotte FC sit fourth in the East, firmly in the playoff picture. Chicago Fire are fifth, also well positioned for a postseason spot. Charlotte have racked up 43 points from 26 games this season, while the Fire have banked 39 from 25.

Eastern Conference

TeamPosGPWDLGFGAGDPts
Charlotte FC42612774737+1043
Chicago Fire52511684538+739
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Team News Predicted

Charlotte FC vs Chicago Fire Predicted Lineups

Predicted XI — updated for the latest team news.

Charlotte FC

4-2-3-1
K. Kahlina
D. Schnegg
T. Ream
H. Kessler
N. Byrne
B. Bronico
A. Westwood
A. Saint-Maximin
Pep Biel
L. Abada
I. Toklomati

Chicago Fire

4-2-3-1
C. Brady
A. Gutman
N. Allen
J. Elliott
J. Dean
T. D'Avilla
S. Oregel Jr.
M. Haile-Selassie
R. Lod
P. Zinckernagel
R. Lewandowski
    Squawka · Team News

    Potential Match-Winners

    • Pep Biel Mas Jaume (Charlotte FC): Leads Charlotte FC with 12 goals and has created 46 chances this season, needing just 22 shots on target from 56 attempts to remain the team’s most dangerous outlet.
    • Liel Abada (Charlotte FC): Has scored 5 times in 1,077 minutes, with 21 of his 33 shots on target.
    • Robert Lewandowski (Chicago Fire): Has 6 goals in just 815 minutes, giving Chicago Fire a reliable focal point up front.

    Recent Form

    Charlotte FC: W D W D W

    • 2026-09-20: DC United 1-2 Charlotte FC (W, away)
    • 2026-09-13: FC Cincinnati 3-3 Charlotte FC (D, away)
    • 2026-09-10: CF Montreal 1-2 Charlotte FC (W, away)
    • 2026-09-06: Charlotte FC 0-0 Houston Dynamo (D, home)
    • 2026-08-30: Atlanta United 0-2 Charlotte FC (W, away)

    Charlotte FC’s form reads W D W D W across their last five matches.

    Chicago Fire: D D D L L

    • 2026-09-20: Nashville SC 3-0 Chicago Fire (L, away)
    • 2026-09-13: Chicago Fire 1-2 New England Revolution (L, home)
    • 2026-09-10: Chicago Fire 1-1 Inter Miami (D, home)
    • 2026-09-06: Toronto FC 4-4 Chicago Fire (D, away)
    • 2026-08-29: Seattle Sounders 2-2 Chicago Fire (D, away)

    Chicago Fire’s form reads D D D L L, three draws followed by back-to-back losses.

    Charlotte FC vs Chicago Fire Prediction

    Signal’s model backs Charlotte FC to win 2-1. That result would strengthen their hold on fourth in the East, while Chicago Fire slip further off the pace in fifth and remain in search of the response their playoff push needs.

    Squawka Signal

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