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Charlotte FC vs CF Montreal: Predictions, Picks, Odds & Lineups

Charlotte FC vs CF Montreal predicted formations

Charlotte FC host CF Montreal at Bank of America Stadium on Wednesday, October 28 (7:30 PM ET / 6:30 PM CT / 4:30 PM PT).

Charlotte FC have no fresh absences to navigate, with Idan Toklomati Giorno and Pep Biel Mas Jaume set to lead the line after contributing 13 and 12 goals respectively this season. CF Montreal come in with their own front line intact too, Prince Osei Owusu the headline name on 15 goals from 69 shots, with Daniel Armando Ríos Calderón offering a secondary scoring outlet alongside him.

Charlotte sit fifth in the Eastern Conference with 47 points from 30 games, still well placed in the playoff picture, while Montreal are 15th on 25 points and carrying a -24 goal difference, the roughest mark in the East. Our Signal model fancies the hosts to edge it 2-1, with goals at both ends likely given Montreal’s leaky defense and Charlotte’s firepower up top.

US viewers can watch Charlotte FC vs CF Montreal on Apple TV’s MLS Season Pass.

Squawka Signal
Match outcome · who wins
Charlotte FCCharlotte FC62%mkt 69%Our pick
DrawDraw20%mkt 22%
CF MontrealCF Montreal17%mkt 20%

Charlotte FC vs CF Montreal: Best Bets & Predictions

Signal has Charlotte FC at 62% — no edge over the market on the result.

In lineno standout edge on the result
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The tips · best bets
MarketMkt %Signal %Read
Correct ScoreCharlotte FC 2-1 CF MontrealGiorno and Biel have combined for 25 goals this season, more than enough firepower to break down a Montreal defense sitting on a -24 goal difference across 30 games.
—
10%
Model read
Both Teams to ScoreBoth teams to scoreOwusu has 15 goals of his own for Montreal, while Charlotte's attack, led by Giorno's 13, has found the net all season too.
95%
57%
Priced in
Over / Under 2.5Over 2.5With Montreal sat on a -24 goal difference and Charlotte sitting on +8 across 30 games apiece, goals have flowed at both ends of games involving either side this season.
97%
61%
Priced in
Anytime ScorerIdan Toklomati Giorno to score anytimeGiorno leads Charlotte with 13 goals from 46 shots this season, the most direct route to goal in the home side's attack.
—
55%
Model read
Signal edge callsRecord building · settles at full-time

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Season Form & Standings

Charlotte FC sit fifth in the Eastern Conference on 47 points from 30 games, firmly in the playoff picture, while CF Montreal are 15th on 25 points with a league-worst -24 goal difference in the East.

Eastern Conference

TeamPosGPWDLGFGAGDPts
Charlotte FC53013895345+847
CF Montreal153067173660-2425
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Team News Predicted

Charlotte FC vs CF Montreal Predicted Lineups

Predicted XI — updated for the latest team news.

Charlotte FC

4-2-3-1
K. Kahlina
D. Schnegg
H. Kessler
M. Agyemang
N. Byrne
D. Diani
A. Westwood
A. Saint-Maximin
Pep Biel
R. Aloko
I. Toklomati

CF Montreal

4-2-3-1
S. Breza
V. Radojevic
B. Craig
E. Morales
J. Neal
V. Loturi
S. Piette
N. Streit
F. Herbers
H. Synchuk
A. Sanchez
    Squawka · Team News

    Potential Match-Winners

    • Idan Toklomati Giorno (Charlotte FC): Charlotte’s striker has scored 13 goals from 46 shots this season, with 23 of those on target — the focal point of the home attack.
    • Pep Biel Mas Jaume (Charlotte FC): The attacking midfielder has chipped in 12 goals and leads Charlotte’s creative output with 57 chances created this season.
    • Prince Osei Owusu (CF Montreal): Montreal’s striker has still managed 15 goals from 69 shots despite his side’s struggles, and remains their biggest individual threat.

    Recent Form

    Charlotte FC: W L W L D

    • 2026-10-17: Philadelphia Union 2-2 Charlotte FC (D, away)
    • 2026-10-15: Columbus Crew 3-1 Charlotte FC (L, away)
    • 2026-10-11: Charlotte FC 3-2 FC Dallas (W, home)
    • 2026-09-27: Charlotte FC 0-1 Chicago Fire (L, home)
    • 2026-09-20: DC United 1-2 Charlotte FC (W, away)

    Charlotte’s form reads W L W L D across their last five: Philadelphia Union 2-2 Charlotte FC, Columbus Crew 3-1 Charlotte FC, Charlotte FC 3-2 FC Dallas, Charlotte FC 0-1 Chicago Fire, and DC United 1-2 Charlotte FC.

    CF Montreal: L W L L D

    • 2026-10-18: Seattle Sounders 1-1 CF Montreal (D, away)
    • 2026-10-15: CF Montreal 0-3 Atlanta United (L, home)
    • 2026-10-10: Toronto FC 2-1 CF Montreal (L, away)
    • 2026-09-27: CF Montreal 3-1 FC Cincinnati (W, home)
    • 2026-09-20: CF Montreal 0-2 Columbus Crew (L, home)

    Montreal’s form reads L W L L D across their last five: Seattle Sounders 1-1 CF Montreal, CF Montreal 0-3 Atlanta United, Toronto FC 2-1 CF Montreal, CF Montreal 3-1 FC Cincinnati, and CF Montreal 0-2 Columbus Crew.

    Charlotte FC vs CF Montreal Prediction

    Our Signal model sees Charlotte closing this out 2-1, with Giorno and Biel doing the damage going forward while Montreal’s leaky defense — a -24 goal difference across 30 games — allows just enough back at the other end to deny the clean sheet. Charlotte stay in the thick of the playoff race at fifth in the East on 47 points; Montreal, 15th on 25, have little beyond pride to play for here.

    Squawka Signal

    Our model rates every MLS fixture — see the numbers behind Charlotte FC v CF Montreal.

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