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Charlotte FC vs CF Montreal: Predictions, Picks, Odds & Lineups

Charlotte FC vs CF Montreal predicted formations

Charlotte FC host CF Montreal at Bank of America Stadium on Wednesday, October 28 (7:30 PM ET / 6:30 PM CT / 4:30 PM PT).

There’s no fresh team news to flag for either side here, so this preview leans on the players already carrying the heaviest loads. Charlotte FC will again build around Idan Toklomati Giorno up top, who has scored thirteen goals this season, with Pep Biel Mas Jaume supplying from midfield after twelve goals and fifty-seven chances created of his own. CF Montreal’s attack still runs through Prince Osei Owusu, who leads this fixture’s scoring charts outright with fifteen goals from sixty-nine shots, with Daniel Armando Ríos Calderón offering a second out-ball up front.

Charlotte FC vs CF Montreal: Best Bets & Predictions

Charlotte FC look to keep their playoff push on track at home against a leaky CF Montreal side running out of points.

Charlotte FCTop pickCharlotte sit fifth in the East on 47 points with a +8 goal difference, well clear of a CF Montreal side 15th on 25 points with a -24 goal difference.
62%win prob.opening soon @ bet365
Charlotte FC 2-1 CF MontrealGiorno's 13 goals give Charlotte a reliable route to two at home, while Montreal's leaky defence and Owusu's 15 goals point to a consolation strike at the other end.
10%chanceopening soon @ bet365
YesOwusu has 15 goals from 69 shots for Montreal, and Charlotte have multiple threats in Giorno (13 goals) and Pep Biel (12 goals) to get on the board themselves.
57%chanceopening soon @ bet365
Over 2.5
61%chanceopening soon @ bet365
Idan Toklomati Giorno to score anytimeCharlotte's striker leads the squad with 13 goals from 46 shots, 23 of them on target, making him the most direct route to the home side's goal.
⭐⭐⭐⭐⭐chanceopening soon @ bet365

Our approach: we weigh conference standings, recent form and the underlying shot and chance-creation numbers from both squads to land on a single data-backed scoreline, then build our markets around it.

Back these with bet365Odds shown in American format; your local odds may vary.
Bet with bet365 → bet365 review

Odds correct at time of writing and shown in American format for illustration; your local odds may vary. 19+ (18+ in AB/MB/QC). Please play responsibly. ConnexOntario: 1-866-531-2600 (ON).

Season Form & Standings

Charlotte FC sit fifth in the Eastern Conference with forty-seven points from a record of thirteen wins, eight draws and nine losses, a return that leaves them firmly in the playoff picture with a plus-eight goal difference. CF Montreal are fifteenth with twenty-five points from six wins, seven draws and seventeen losses, and a minus-twenty-four goal difference that underlines how far off the pace they’ve fallen in the East.

Eastern Conference

TeamPosGPWDLGFGAGDPts
Charlotte FC53013895345+847
CF Montreal153067173660-2425
Team News Predicted

Charlotte FC vs CF Montreal Predicted Lineups

Predicted XI — updated for the latest team news.

Charlotte FC

4-2-3-1
K. Kahlina
D. Schnegg
H. Kessler
M. Agyemang
N. Byrne
D. Diani
A. Westwood
A. Saint-Maximin
Pep Biel
R. Aloko
I. Toklomati

CF Montreal

4-2-3-1
S. Breza
V. Radojevic
B. Craig
E. Morales
J. Neal
V. Loturi
S. Piette
N. Streit
F. Herbers
H. Synchuk
A. Sanchez
    Squawka · Team News

    Potential Match-Winners

    • Pep Biel Mas Jaume (Charlotte FC): The attacking midfielder has 12 goals and 57 chances created in 2,636 minutes this season — comfortably Charlotte’s most involved creative outlet.
    • Idan Toklomati Giorno (Charlotte FC): Charlotte’s striker leads the squad with 13 goals from 46 shots, 23 of them on target.
    • Prince Osei Owusu (CF Montreal): Montreal’s striker has still managed 15 goals from 69 shots this season, with 33 on target, proof the final ball into him remains a weapon even as results have slipped.

    Recent Form

    Charlotte FC: W L W L D

    • 2026-10-17: Philadelphia Union 2-2 Charlotte FC (D, away)
    • 2026-10-15: Columbus Crew 3-1 Charlotte FC (L, away)
    • 2026-10-11: Charlotte FC 3-2 FC Dallas (W, home)
    • 2026-09-27: Charlotte FC 0-1 Chicago Fire (L, home)
    • 2026-09-20: DC United 1-2 Charlotte FC (W, away)

    Charlotte’s last five in MLS have gone draw, loss, win, loss, win. Their most recent result was a 2-2 draw at Philadelphia Union, preceded by a 3-1 loss at Columbus Crew and a 3-2 home win over FC Dallas.

    CF Montreal: L W L L D

    • 2026-10-18: Seattle Sounders 1-1 CF Montreal (D, away)
    • 2026-10-15: CF Montreal 0-3 Atlanta United (L, home)
    • 2026-10-10: Toronto FC 2-1 CF Montreal (L, away)
    • 2026-09-27: CF Montreal 3-1 FC Cincinnati (W, home)
    • 2026-09-20: CF Montreal 0-2 Columbus Crew (L, home)

    CF Montreal’s last five have gone loss, win, loss, loss, draw. Their most recent result was a 1-1 draw at Seattle Sounders, following a 0-3 home defeat to Atlanta United and a 2-1 loss at Toronto FC.

    Charlotte FC vs CF Montreal Prediction

    Our Signal model lands on a 2-1 win for Charlotte FC, with Giorno among the most likely scorers given his season-long output. Charlotte’s position fifth in the East with a playoff spot well within reach gives them the greater incentive, while CF Montreal’s fifteenth-place standing and leaky defence point to a night where they’re unlikely to keep a clean sheet, even if Owusu finds a way through.